Personal Accounts Fort Davis State Bank

Personal Accounts

Personal Accounts	Minimum to Open	Earns Interest	Monthly Maintenance Fee	Service Terms
Personal Accounts Simple Checking	Minimum to Open $100	Earns Interest No	Monthly Maintenance Fee No	Service Terms Free Set of Starter Checks Duplicate Checks Suggested Unlimited Transactions Instant Issue Debit Card (Monthly Fee Applies) Free Digital Banking Access Including Mobile App Free Bill Pay Access Account Sweeps Available (fee applies) Ask Us About Overdraft Privilege
Personal Accounts Regular Checking	Minimum to Open $100	Earns Interest No	Monthly Maintenance Fee Monthly Fee Based on lowest cycle balance: $,1000 and over = No Fee $600 - $999 = $7 $300 - $599.99 = $9 $0 - $299.99 = $10	Service Terms Free Set of Starter Checks Check Images Provided With Statement Unlimited Transactions Instant Issue Debit Card (Monthly Fee Applies) Free Digital Banking Access Including Mobile App Free Bill Pay Access Account Sweeps Available (fee applies) Ask Us About Overdraft Privilege
Personal Accounts Savings Account	Minimum to Open $100	Earns Interest Yes	Monthly Maintenance Fee No	Service Terms Limit 3 Debits per Quarter $2 Fee for Each Debit in Excess of 3 per Quarter Minimum Balance to Earn Interest is $50 Interest Not Paid if Balance is Below Minimum *Any fees assessed will affect the yield
Personal Accounts Money Market	Minimum to Open $2,500	Earns Interest Yes	Monthly Maintenance Fee $15 if balance falls below $2,500 during statement cycle	Service Terms $2,500 Minimum Balance to Earn Interest Interest Paid Monthly Interest Rate is Determined by the Balance Interest is Earned Based on the Following Tiers: $2,500 - $25,000 $25,000.01 - $50,000 $50,000.01 - $100,000 $100,000.01 and over *Any fees assessed will affect the yield
Personal Accounts NOW Account	Minimum to Open $2,500	Earns Interest Yes	Monthly Maintenance Fee $15 if balance falls below $2,500 during statement cycle	Service Terms Limited to Individuals 25 Free Debits per Statement Cycle $0.25 Fee for Each Debit in Excess of 25 Minimum Balance to Earn Interest is $2,500 Interest Paid Monthly *Any fees assessed will affect the yield
Personal Accounts Certificates of Deposit	Minimum to Open $1,000	Earns Interest Yes	Monthly Maintenance Fee No	Service Terms We Offer the Following Terms: 32 Day 90 Day 182 Day 12 Month 18 Month 24 Month 36 Month 48 Month 60 Month Contact Your Local Branch for Current Rates
Personal Accounts Jumbo Certificate of Deposit	Minimum to Open $100,000	Earns Interest Yes	Monthly Maintenance Fee No	Service Terms We Offer the Following Terms: 32 Day 90 Day 182 Day 12 Month 18 Month 24 Month 36 Month 48 Month 60 Month Contact Your Local Branch for Current Rates

*An overdraft fee results when an account becomes insufficient. This may occur from the payment of checks, electronic funds transfer or other withdrawal requests or payment authorized by customer.