fort davis national historic site

Personal Accounts

Personal Accounts

Personal AccountsMinimum to OpenEarns InterestMonthly Maintenance FeeService Terms

Personal Accounts


Simple Checking

Minimum to Open


$100

Earns Interest


No

Monthly Maintenance Fee


No

Service Terms


  • Free Set of Starter Checks
  • Duplicate Checks Suggested
  • Unlimited Transactions
  • Instant Issue Debit Card (Monthly Fee Applies)
  • Free Digital Banking Access Including Mobile App
  • Free Bill Pay Access
  • Account Sweeps Available (fee applies)
  • Ask Us About Overdraft Privilege
  • Personal Accounts


    Regular Checking

    Minimum to Open


    $100

    Earns Interest


    No

    Monthly Maintenance Fee


    Monthly Fee Based on lowest cycle balance:
  • $,1000 and over = No Fee
  • $600 - $999 = $7
  • $300 - $599.99 = $9
  • $0 - $299.99 = $10
  • Service Terms


  • Free Set of Starter Checks
  • Check Images Provided With Statement
  • Unlimited Transactions
  • Instant Issue Debit Card (Monthly Fee Applies)
  • Free Digital Banking Access Including Mobile App
  • Free Bill Pay Access
  • Account Sweeps Available (fee applies)
  • Ask Us About Overdraft Privilege
  • Personal Accounts


    Savings Account

    Minimum to Open


    $100

    Earns Interest


    Yes

    Monthly Maintenance Fee


    No

    Service Terms


  • Limit 3 Debits per Quarter
  • $2 Fee for Each Debit in Excess of 3 per Quarter
  • Minimum Balance to Earn Interest is $50
  • Interest Not Paid if Balance is Below Minimum
  • *Any fees assessed will affect the yield

    Personal Accounts


    Money Market

    Minimum to Open


    $2,500

    Earns Interest


    Yes

    Monthly Maintenance Fee


    $15 if balance falls below $2,500 during statement cycle

    Service Terms


  • Limit 6 Debits per Statement Cycle
  • $2,500 Minimum Balance to Earn Interest
  • Interest Paid Monthly
  • Interest Rate is Determined by the Balance
  • Interest is Earned Based on the Following Tiers:
  • $2,500 - $25,000
  • $25,000.01 - $50,000
  • $50,000.01 - $100,000
  • $100,000.01 and over
  • *Any fees assessed will affect the yield

    Personal Accounts


    NOW Account

    Minimum to Open


    $2,500

    Earns Interest


    Yes

    Monthly Maintenance Fee


    $15 if balance falls below $2,500 during statement cycle

    Service Terms


  • Limited to Individuals
  • 25 Free Debits per Statement Cycle
  • $0.25 Fee for Each Debit in Excess of 25
  • Minimum Balance to Earn Interest is $2,500
  • Interest Paid Monthly
  • *Any fees assessed will affect the yield

    Personal Accounts


    Certificates of Deposit

    Minimum to Open


    $1,000

    Earns Interest


    Yes

    Monthly Maintenance Fee


    No

    Service Terms


    We Offer the Following Terms:
  • 32 Day
  • 90 Day
  • 182 Day
  • 12 Month
  • 18 Month
  • 24 Month
  • 36 Month
  • 48 Month
  • 60 Month
  • Contact Your Local Branch for Current Rates
  • Personal Accounts


    Jumbo Certificate of Deposit

    Minimum to Open


    $100,000

    Earns Interest


    Yes

    Monthly Maintenance Fee


    No

    Service Terms


    We Offer the Following Terms:
  • 32 Day
  • 90 Day
  • 182 Day
  • 12 Month
  • 18 Month
  • 24 Month
  • 36 Month
  • 48 Month
  • 60 Month
  • Contact Your Local Branch for Current Rates
  •  

    *An overdraft fee results when an account becomes insufficient. This may occur from the payment of checks, electronic funds transfer or other withdrawal requests or payment authorized by customer.