On This Page Have Both The Privacy
&
Consumer Complaint Notices
Consumer Privacy Policy Statement
&
TERMS AND CONDITIONS STATEMENT
Fort Davis State Bank is
strongly committed to maintaining customer information according to strict
security and confidentiality standards. We will limit the use and collection
of information about our web site visitors to what is necessary to
administer our business, provide the best service and create reports to
determine the level of interest in information offered through our site.
You may contact us at
FORT DAVIS
100
S. State Street
P. O. Box 1808
Fort Davis, TX 79734
(432) 426-3211
(432) 426-3846 FAX
Visitor Information collected
when our web site is accessed includes:
 |
The date and time the
request was received |
|
Your Internet Protocol
address or the proxy address of your Internet Service Provider
|
|
The resource, such as
web page, image and links accessed by you |
|
Web browser used to
access the site |
|
City, state and country
where the originator of access is located. Other than the automatic
collection of the data mentioned above, this web site collects no
personal identity information. The only exception is when you knowingly
and voluntarily elect to send information to us through e-mail or fill
out and submit our online form. |
Extreme care should be
taken when sending sensitive, confidential information by e-mail. Electronic
mail is not necessarily secure.
This bank has made all efforts to ensure that the information contained
herein is accurate; however, the bank can not be held liable for any errors.
This bank will not be held liable for damage done to a user's computer, such
as a virus being downloaded from a link or site accessed through our web
site.
Access to the "Links" in various sections of the bank's web site is strictly
the decision of the customer. These sites are maintained by others and not
by this bank, therefore the bank is not responsible for the information
provided in these sites.
Opening of an account is not available on line as we encourage our customers
to come into any of our banking facilities to receive personal service
offered by one of our New Accounts Representatives.
Types of loans offered are discussed in the Loan Services section of this
web site. However, loan applications are not available on the web site for
submission of a loan request. Our bank has commercial, consumer, and
mortgage lending officers at all branches to meet each personal financial
need.
Required disclosures on account transactions and loan requests will be
provided to each customer at the time service is provided.
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NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
This is our privacy notice for
our customers. When we use the words "you" and "your" we mean the following
types of customers: All of our consumer customers who have a continuing
relationship with us, such as:
Deposit account
Loan account
Credit card
Safe deposit box
We will tell you the sources for non-public personal information we collect
on our customers. We will tell you what measures we take to secure that
information.
We first define some terms. We, our, and us means Fort Davis State Bank.
Nonpublic personal information means information about you that we collect
in connection with providing a financial product or service to you.
Nonpublic personal information does not include information that is
available from public sources, such as telephone directories or government
records.
An affiliate is a company we own or control, a company that owns or controls
us, or a company that is owned or controlled by the same company that owns
or controls us. Ownership
does not mean complete ownership, but means owning
enough to have control.
A non-affiliated third party is a company that is not an affiliate of ours.
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THE INFORMATION THAT WE COLLECT
We collect non-public
personal information about you from the following sources:
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Information we receive from you on applications or other forms
|
|
Information about your transactions with us
|
|
Information about your transactions with non-affiliated third parties
|
|
Information from a consumer reporting agency
|
We do not disclose any non-public personal information about you to anyone,
except as authorized by law.
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NON-PUBLIC PERSONAL
INFORMATION
We restrict access to
non-public personal information about you to those employees who need to
know that information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with federal
regulations to guard your non-public personal information.
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NON-PUBLIC PERSONAL INFORMATION
AND NON-AFFILIATED THIRD PARTIES
Since we value our customer
relationship with you, we will not disclose your non-public personal
information to non-affiliated third parties, except as permitted by law.
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NON-PUBLIC PERSONAL INFORMATION
AND FORMER CUSTOMERS
We do not disclose
non-public personal information about former customers. HELP US PREVENT
IDENTITY FRAUD... According to the Federal Trade Commission, identity theft
is the fastest-growing crime in the country. Our ability to feel safe is
becoming more difficult with terrorism and crime on a steady increase.
The USA PATRIOT Act has paved the way for financial institutions the help
prevent fraud, identity theft, and the spread of terrorism. It requires
financial institutions to obtain more information from an individual or
legal entity to help establish identity.
Your cooperation is needed when you open a new account or request a loan.
You may be asked more questions to establish and confirm your identity. It
may also be required for you to provide one or more forms of identification.
Fort Davis State Bank
P.O. Box 1808
Fort Davis, TX 79734
(432) 426-3211
(432) 426-3846 FAX
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CONSUMER COMPLAINT NOTICE
The Fort Davis State Bank
is chartered under the laws of the State of Texas and by state law is
subject to regulatory oversight by the Texas Department of Banking. Any
consumer wishing to file a complaint against the Fort Davis State Bank
should contact the Texas Department of Banking through one of the means
indicated below:
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